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Don’t let a poor credit rating stand in your way of securing the financial support you need. We’re committed to finding loan options that match your unique circumstances. With years of connecting clients to quality financial services, we offer a variety of short-term financing solutions to help you manage both everyday expenses and unexpected costs.

Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1605.96. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable).
Loan payout is subject to the application being approved by the lender. Not all lenders are able to provide up to £5000.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk. Bad-credit-loans is a broker, not a lender, and does not make credit decisions. We work with multiple lenders. We may receive a commission from the lender.

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Rates from 48.1% APR to 1721% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months.

Representative Example: £1,000 borrowed for 18 months. Repayment of £89.22. The total amount repayable is £1605.96

Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)

Loan payout is subject to the application being approved by the lender. Not all lenders are able to provide up to £5000.

Warning: Late repayment can cause you serious money problems. For help, go to www.moneyhelper.org.uk

bad-credit-loans is not a lender and does not make credit decisions. bad-credit-loans matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided.

There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to £5000. Not all lenders pay out the same day. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

bad-credit-loans is a registered trading name of Cockle Finance Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 804740. Cockle Finance Limited is registered in England and Wales (Company Number: 11249493), with a registered office located at Office 130, 176 South Street, Romford, Essex, RM1 1BW. Licensed by the Information Commissioner's Office under registration number: ZA575878.